Promotional Certificate Rates Effective as of 8/01//2008
| Certificate Term |
Minimum Deposit
|
Interest Rate
|
APY*
|
Auto Renew Term
|
| 9 Month |
$10,000.00
|
3.09%
|
3.10%
|
12 Month
|
| 13 Month |
$10,000.00
|
3.55%
|
3.60%
|
12 Month
|
| |
|
|
|
|
*APY = Annual Percentage Yield. Substantial penalty for early withdrawal.
Beacon Rewards Checking Rates Effective as of 4/18/08
| Balance Tiers |
Qualified Account Status* |
Interest
Rate |
Annual Percentage
Yield |
| $.01-$25,000.00 |
Yes |
3.94% |
4.01% |
| $25,000.01 and above |
Yes |
0.10% |
0.10% |
| All balances |
No |
0.10% |
0.10% |
| |
|
|
|
*To qualify for the highest rates available in Beacon Rewards Checking and ATM fee refunds, customers must complete the following each cycle: transact a minimum of 10 Check Card transactions, receive at least 1 Direct Deposit or ACH debit, log into NetTeller at least one time and receive electronic statements. Accounts that are qualified will receive tier 1 interest on balances up to $25,000, and tier 2 interest on balances over $25,000. Non-qualifying accounts receive tier 3 (base) interest on all balances.
|
