Mortgage Loans
You found a home you love. Now find a mortgage that matches.
Ready to apply? Select Apply For A Mortgage to get started.
Have questions and want to speak with a Loan Officer before applying? Select Speak To A Mortgage Lender.
Choose from various mortgage loan programs and terms
Get prequalified to know what you can borrow
Work with a home lending team eager to assist
Maybe you're buying your first home. Or you've already owned several. Maybe you love your current home, but need to refinance your mortgage.
Wherever you are, we'll meet you with home financing solutions that fit your budget and align with your goals.
Home Mortgage Loans
You have so many options when it comes to Beacon Bank mortgages. And we'll help you figure out which home loan works best for what you're trying to achieve. Get all the support you need every step of the way toward your closing date.
Types of Loans
- Adjustable-Rate Mortgages (ARMs)
- Take advantage of a lower initial interest rate.
- Typically better suited for owners expecting to move before rate adjusts or expect a declining rate environment.
- Fixed-Rate Mortgages
- Help you budget around monthly mortgage payments with more certainty.
- Typically better suited for long-term buyers or during low-interest-rate environments.
- Specialty Home Loan Programs
- In-House First Time Homebuyer Programs including rate and fee discounts.
- Participating Lender in local Affordable Housing Programs.
- And more!
Mortgage Prequalification
Figure out how much you could borrow for a mortgage so you have more leverage when you're negotiating with sellers.
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Access our online portal to manage all the details to your mortgage lending experience with Beacon Bank.
*Refer to the full Consumer Loan Servicing Fee Schedule for additional account information.
Beacon Bank is a full-service financial institution with branches in MA, CT, VT, NY, and RI.