Courtesy Pay

Get overdraft protection for your Beacon Bank checking account.

When you lose track of your balance and overdraw your account, Courtesy Pay can cover your transaction and keep things moving.

If you try to withdraw more than you have in your Beacon Bank checking account, and your account is in good standing, we'll usually cover your overdraft. You'll pay a fee, but not as much as a merchant might charge.

• Covers up to $300 for personal checking accounts and $500 for business checking
• We'll charge you a $35^* per item, one time per item.¹
• A one-time $35 continuous overdraft fee is applied after five consecutive business days of being overdrawn
• No fee for items we return unpaid

Please restore a positive account balance as quickly as possible, and keep in mind, we're not promising to always pay your overdrafts with this discretionary service. Not all accounts are eligible, and some restrictions apply.

^*Clients with 18/65 Checking are only charged $5 Overdraft Fee.

¹$35 is charged per item, one time per item. Please refer to account disclosures for more information.

Beacon Bank is a full-service financial institution with branches in MA, CT, VT, NY, and RI.