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Consumer Loan Rates

Find affordable financing to take your next step.

Get the right loan for your special projects.

Whether it's for your daily commute, weekend getaways or a financial helping hand to reach a goal, you'll find personal loans with budget-friendly rates at Beacon Bank. Put your plans into action with our financing options.

As of 2/9/2026

Unsecured Loan1

This table may be difficult to navigate with screen readers. For assistance, please contact Beacon Bank.

Product Name
Annual Percentage Rate (APR)
Number of Monthly Payments
Monthly Payment per $1,000 Borrowed
$500 to $6,000 15.00% 48 $27.83

Overdraft Line of Credit2

This table may be difficult to navigate with screen readers. For assistance, please contact Beacon Bank.

Product Name
Annual Percentage Rate (APR)
Number of Monthly Payments
Monthly Payment per $1,000 Borrowed
$500 to $7,500 18.00% varies $65.29*

1Stated Annual Percentage Rate (APR) is based on a credit score of 660 or higher. For Term loans, minimum term is 6 months and minimum loan amount is $500. *Rate is with automatic payments from a bank checking account, without automatic payments rate will be 16.00%. All consumer loan products shown here are fixed rates. Loans are subject to credit approval. Additional terms and conditions may apply.  

2Overdraft Line of Credit is a fixed rate personal line of credit tied to a Beacon Bank checking account for the purposes of overdraft protection. *Monthly payment per $1,000 based on 5% of the principal balance plus monthly interest. 

Rates are subject to change without notice.

Beacon Bank is a full-service financial institution with branches in MA, CT, VT, NY, and RI.

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