- INVITE: Get your unique referral link via email or text to let your friends know about Beacon.
- On the web: Go to the Tools menu, click on Refer a Friend, and send your personalized link and referral code via email.
- In the app: Click on the Refer A Friend tile at the bottom of the home screen to share your link and referral code via text or email.
- APPLY TODAY: Your friends apply for a Beacon One checking account or Beacon One University checking account using the system provided referral code.
- RECEIVE REWARD: Once the application is approved and qualifying activities are met, you will each receive $100 in your accounts!
To Refer a Friend today: Login to Online Banking or Open the Beacon Bank Mobile App.
Beacon Bank Referrer- Existing Beacon Bank customers making a referral ("Referrer") will receive $100 for each eligible individual referred to Beacon Bank (“Referred Person”) who is a new customer without an existing Beacon Bank relationship, who utilizes the personalized link provided by the Referrer to open a Beacon One checking account or Beacon One University checking account, successfully submits the application using the referral code by June 30, 2026, and completes the other requirement specified below. Other Beacon Bank checking products do not qualify. The initial Referrer may receive up to a maximum of $400 within a calendar year for participating in the Refer a Friend program. “Calendar Year” is a one-year period that begins on January 1st and ends on December 31st.
To make a referral, the Referrer must be logged in to their online banking profile:
Through the browser: Click on the Refer a Friend Today! tile located under the Net worth graph on the dashboard or click on Tools and select Refer a Friend.
- Click “Send an invite” and your default email browser will pop up to send your personalized link to eligible individuals; or
- Click “or copy your referral link”, open your email browser, compose an email, and send the personalized link to eligible individuals.
Through the app: Click on the Refer a Friend tile located at the bottom of the home screen or click on More and select Refer a Friend located under Services.
- Click “Share your code” to send your personalized link to eligible friends and family members via text or email.
The personalized link must be sent to the Referred Person prior to account opening and it must be utilized by the Referred Person for both parties to receive credit.
Referred Person- To qualify and receive the $100 credit, the Referred Person must:
- Be a new customer without an existing Beacon Bank relationship; and
- Utilize the personalized link provided through email or text by the Referrer to open a Beacon One checking account or Beacon One University checking account and successfully submit the application by June 30, 2026; and
- Have a combined Direct Deposit total of $500 or more per month for three (3) consecutive months into their Beacon One Checking account or Beacon One University Checking account.
Please ensure the unique referral code you received via email or text is accurately listed in the designated referral code box during the account opening process. If the referral code is not listed correctly or missing, the referral credit will not be applied to either account.
Maximum Credits- The Referrer can receive a maximum of $400 in credits per calendar year. The Referred Person will receive $100 for opening a Beacon One checking account or Beacon One University checking account. The Referred Person may also become a Referrer and then qualify for up to an additional $400 in credits per calendar year for a total of up to $500. Refer a Friend credits can be combined with other Beacon Bank offers.
Eligibility and Exclusions- These Refer a Friend credits are only valid with the Beacon One checking and Beacon One University checking products. Must be at least 18 years of age to be eligible for credit. Only one Referrer may receive credit for each Referred Person who fulfills the offer requirement and is based on the referral code entered during account application. A Referrer can receive only one $100 credit per individual referred. The Refer-A-Friend credit is only available if the Referred Person does not have an existing Beacon Bank relationship. The Referred Person is not eligible for additional credits in the case of multiple new checking accounts. The Referred Person is eligible to become a Referrer and qualify for credits. The Referrer and Referred Person cannot be the same person or joint account holder. All account specific qualifications must be met to qualify for credits. The program may be discontinued or changed at any time without notice.
Credit Information- The Referred Person’s Beacon One checking account or Beacon One University checking account must remain open, active, and in good standing. The account must receive a combined direct deposit of $500 or more per month for three (3) consecutive months. The first direct deposit must be received within 45 days of account opening. The calendar month following the third qualifying direct deposit, Beacon Bank will credit $100 into the Referred Person’s account and credit $100 into the Referrer’s account. The Referrer and Referred Person will see the credit reflected in their statement with the description “Beacon One Refer-A-Friend Credit”. The Refer a Friend credits may be reportable to the IRS on Form 1099-MISC.
Status of Incentive- Referrers and Referred Persons have privacy rights and acknowledge that by participating in the Refer a Friend program, they are revealing that they have a relationship with Beacon Bank.
This Refer a Friend campaign is scheduled to end on June 30, 2026. Any accounts that are opened using a referral link after June 30, 2026, will not be eligible for the Refer a Friend credit under the above terms.
In addition, Beacon Bank may refuse payment to a Referrer or Referred Person under the program if it has a good faith belief that the individual has provided false, misleading, or deceptive information while participating in the Refer a Friend program or establishing corresponding accounts.
Rev. 12/25